:root {
  --brand: #C4612F;
  --brand-2: #A94E22;
  --accent: #D4863A;
  --bg: #F7F4EF;
  --surface: #FBF9F5;
  --surface-2: #FFFFFF;
  --text: #1F2421;
  --muted: #5C635D;
  --border: #E7E1D7;
  --tint: #F2E3D6;
  --charcoal: #1F2421;
  --transition: 200ms cubic-bezier(0.4, 0, 0.2, 1);
  --serif: 'DM Serif Display', Georgia, 'Times New Roman', serif;
  --sans: 'Inter', 'Segoe UI', system-ui, -apple-system, BlinkMacSystemFont, sans-serif;
}

* { margin: 0; padding: 0; box-sizing: border-box; }

body {
  font-family: var(--sans);
  font-weight: 300;
  font-size: 16px;
  line-height: 1.65;
  color: var(--text);
  background: var(--bg);
  -webkit-font-smoothing: antialiased;
}

.container {
  max-width: var(--container, 1180px);
  margin: 0 auto;
  padding: 0 var(--space-5, 24px);
}

h1, h2, h3, h4 { font-family: var(--serif); font-weight: 400; line-height: 1.1; letter-spacing: -0.025em; }
h1 { font-size: clamp(2.4rem, 5vw, 4rem); margin-bottom: 1.2rem; }
h1 em { font-style: italic; color: var(--brand); }
h2 { font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 1rem; }
h2 em { font-style: italic; color: var(--brand); }
h3 { font-size: clamp(1.4rem, 3vw, 1.8rem); margin-bottom: 0.8rem; }
h4 { font-size: 1.2rem; margin-bottom: 0.6rem; font-family: var(--sans); font-weight: 500; }
p { margin-bottom: 1rem; }
a { color: inherit; text-decoration: none; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(251, 249, 245, 0.85);
  backdrop-filter: blur(12px);
  border-bottom: 1px solid var(--border);
  padding: 18px 0;
}

.header-content {
  display: flex;
  align-items: center;
  justify-content: space-between;
}

.logo {
  display: flex;
  align-items: center;
  gap: 11px;
  font-family: var(--serif);
  font-size: 1.2rem;
  color: var(--text);
  transition: opacity var(--transition);
}

.logo:hover { opacity: 0.75; }

.main-nav {
  display: flex;
  gap: 28px;
}

.nav-link {
  font-size: 0.95rem;
  font-weight: 400;
  color: var(--text);
  transition: color var(--transition);
  position: relative;
  padding: 4px 0;
}

.nav-link:hover { color: var(--brand); }

.nav-link::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 0;
  height: 2px;
  background: var(--brand);
  transition: width var(--transition);
}

.nav-link:hover::after { width: 100%; }

.hero {
  padding: 64px 0 80px;
}

.hero-grid {
  display: grid;
  grid-template-columns: 1.1fr 1fr;
  gap: 56px;
  align-items: center;
}

.eyebrow {
  display: inline-block;
  font-size: 0.8rem;
  font-weight: 500;
  letter-spacing: 0.06em;
  text-transform: uppercase;
  color: var(--brand);
  background: var(--tint);
  padding: 7px 18px;
  border-radius: 999px;
  margin-bottom: 1.8rem;
}

.hero-lead {
  font-size: 1.1rem;
  font-weight: 300;
  color: var(--muted);
  margin-bottom: 2rem;
  max-width: 560px;
}

.hero-cta {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
}

.btn {
  display: inline-block;
  font-family: var(--sans);
  font-size: 1rem;
  font-weight: 500;
  color: var(--surface-2);
  background: var(--brand);
  padding: 14px 30px;
  border-radius: 999px;
  border: none;
  cursor: pointer;
  transition: all var(--transition);
  text-align: center;
}

.btn:hover {
  background: var(--brand-2);
  transform: translateY(-2px);
  box-shadow: 0 8px 20px rgba(196, 97, 47, 0.24);
}

.btn:disabled {
  opacity: 0.5;
  cursor: not-allowed;
  transform: none;
}

.btn-secondary {
  background: var(--surface-2);
  color: var(--brand);
  border: 1px solid var(--border);
}

.btn-secondary:hover {
  background: var(--tint);
  border-color: var(--brand);
  box-shadow: 0 4px 14px rgba(196, 97, 47, 0.12);
}

.btn-text {
  background: none;
  border: none;
  color: var(--brand);
  font-size: 0.95rem;
  font-weight: 500;
  cursor: pointer;
  padding: 0;
  transition: color var(--transition);
}

.btn-text:hover { color: var(--brand-2); }

.hero-image {
  width: 100%;
  height: auto;
  display: block;
  border-radius: 18px;
  box-shadow: 0 20px 48px rgba(31, 36, 33, 0.14);
  border: 1px solid var(--border);
}

.calculator-section {
  padding: 88px 0;
  background: var(--surface);
}

.section-header {
  text-align: center;
  max-width: 720px;
  margin: 0 auto 56px;
}

.section-lead {
  font-size: 1.08rem;
  color: var(--muted);
  font-weight: 300;
}

.calculator-wrapper {
  max-width: 860px;
  margin: 0 auto;
}

.calc-form {
  background: var(--surface-2);
  border-radius: 20px;
  padding: 44px;
  border: 1px solid var(--border);
  box-shadow: 0 4px 20px rgba(31, 36, 33, 0.06);
}

.step-badge {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 0.9rem;
  font-weight: 500;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin: 32px 0 20px;
}

.step-badge:first-child { margin-top: 0; }

.step-badge span {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 26px;
  height: 26px;
  background: var(--brand);
  color: var(--surface-2);
  border-radius: 50%;
  font-size: 0.85rem;
  font-weight: 600;
}

.form-row {
  margin-bottom: 22px;
  position: relative;
}

.form-row label {
  display: block;
  font-size: 0.95rem;
  font-weight: 500;
  color: var(--text);
  margin-bottom: 8px;
}

.form-row input[type="text"],
.form-row input[type="number"],
.form-row input[type="date"],
.form-row select {
  width: 100%;
  font-family: var(--sans);
  font-size: 1rem;
  font-weight: 300;
  color: var(--text);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 13px 16px;
  transition: all var(--transition);
}

.form-row input:focus,
.form-row select:focus {
  outline: none;
  border-color: var(--brand);
  box-shadow: 0 0 0 3px rgba(196, 97, 47, 0.08);
}

.form-row select:disabled {
  opacity: 0.5;
  cursor: not-allowed;
}

.field-hint {
  font-size: 0.85rem;
  color: var(--muted);
  margin-top: 6px;
  margin-bottom: 0;
}

.form-grid-2 {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.suggestions {
  position: absolute;
  top: calc(100% + 4px);
  left: 0;
  right: 0;
  background: var(--surface-2);
  border: 1px solid var(--border);
  border-radius: 12px;
  box-shadow: 0 10px 32px rgba(31, 36, 33, 0.14);
  max-height: 320px;
  overflow-y: auto;
  z-index: 20;
}

.suggestion-item {
  padding: 13px 16px;
  cursor: pointer;
  transition: background var(--transition);
  border-bottom: 1px solid var(--border);
}

.suggestion-item:last-child { border-bottom: none; }
.suggestion-item:hover { background: var(--tint); }
.suggestion-empty { cursor: default; color: var(--muted); }
.suggestion-empty:hover { background: transparent; }

.suggestion-name {
  font-weight: 500;
  color: var(--text);
  display: block;
  margin-bottom: 3px;
}

.suggestion-isin {
  font-size: 0.85rem;
  color: var(--muted);
}

.bond-details,
.tariff-details {
  background: var(--tint);
  border-radius: 12px;
  padding: 20px;
  margin-top: 14px;
}

.detail-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(150px, 1fr));
  gap: 18px;
}

.detail-item {
  display: flex;
  flex-direction: column;
  gap: 4px;
}

.detail-label {
  font-size: 0.82rem;
  font-weight: 500;
  color: var(--muted);
  text-transform: uppercase;
  letter-spacing: 0.03em;
}

.detail-value {
  font-size: 0.96rem;
  font-weight: 500;
  color: var(--text);
}

.checkbox-row {
  display: flex;
  align-items: center;
}

.checkbox-label {
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
  font-weight: 400;
}

.checkbox-label input[type="checkbox"] {
  width: 20px;
  height: 20px;
  cursor: pointer;
  accent-color: var(--brand);
}

.form-actions {
  margin-top: 36px;
}

.btn-primary { width: 100%; }

.form-note {
  font-size: 0.85rem;
  color: var(--muted);
  text-align: center;
  margin: 12px 0 0;
}

.form-error {
  background: #fef2f2;
  border: 1px solid #fca5a5;
  color: #991b1b;
  padding: 12px 16px;
  border-radius: 10px;
  font-size: 0.9rem;
  margin-bottom: 18px;
}

.noscript-note {
  background: #fef3c7;
  border: 1px solid #fbbf24;
  color: #78350f;
  padding: 14px 18px;
  border-radius: 10px;
  font-size: 0.92rem;
  margin-top: 20px;
}

.results-panel {
  background: var(--surface-2);
  border-radius: 20px;
  padding: 44px;
  border: 1px solid var(--border);
  box-shadow: 0 4px 20px rgba(31, 36, 33, 0.06);
  margin-top: 28px;
}

.results-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 32px;
  padding-bottom: 20px;
  border-bottom: 1px solid var(--border);
}

.results-header h3 { margin: 0; }

.result-main {
  background: linear-gradient(135deg, var(--brand) 0%, var(--brand-2) 100%);
  border-radius: 16px;
  padding: 36px 28px;
  text-align: center;
  margin-bottom: 28px;
  color: var(--surface-2);
}

.result-label {
  font-size: 0.95rem;
  font-weight: 400;
  opacity: 0.92;
  margin-bottom: 10px;
}

.result-value {
  font-family: var(--serif);
  font-size: clamp(2.6rem, 6vw, 3.6rem);
  font-weight: 400;
  line-height: 1;
  margin-bottom: 10px;
}

.result-sub {
  font-size: 1.08rem;
  font-weight: 400;
  opacity: 0.88;
}

.result-summary {
  background: var(--tint);
  border-radius: 12px;
  padding: 18px 20px;
  margin-bottom: 28px;
  cursor: pointer;
}

.result-summary summary {
  font-weight: 500;
  font-size: 0.95rem;
  list-style: none;
  display: flex;
  align-items: center;
  gap: 8px;
}

.result-summary summary::before {
  content: '▸';
  display: inline-block;
  transition: transform var(--transition);
}

.result-summary[open] summary::before {
  transform: rotate(90deg);
}

.result-summary .detail-grid {
  margin-top: 16px;
}

.result-breakdown {
  margin-bottom: 32px;
}

.result-breakdown h4 {
  margin-bottom: 18px;
}

.breakdown-grid {
  display: grid;
  gap: 10px;
}

.breakdown-item {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 16px;
  background: var(--surface);
  border-radius: 10px;
  border: 1px solid var(--border);
}

.breakdown-item.total {
  background: var(--tint);
  border-color: var(--brand);
  font-weight: 500;
}

.breakdown-label {
  font-size: 0.94rem;
  color: var(--text);
}

.breakdown-value {
  font-size: 1rem;
  font-weight: 500;
  color: var(--text);
}

.deposit-compare {
  border-top: 1px solid var(--border);
  padding-top: 32px;
}

.deposit-compare h4 {
  margin-bottom: 18px;
}

.compare-input-group {
  display: grid;
  grid-template-columns: 1fr auto;
  gap: 14px;
  align-items: end;
  margin-bottom: 18px;
}

.compare-input-group label {
  display: block;
  font-size: 0.95rem;
  font-weight: 500;
  margin-bottom: 8px;
}

.compare-input-group input {
  width: 100%;
  font-family: var(--sans);
  font-size: 1rem;
  font-weight: 300;
  color: var(--text);
  background: var(--surface);
  border: 1px solid var(--border);
  border-radius: 12px;
  padding: 13px 16px;
  transition: all var(--transition);
}

.compare-input-group input:focus {
  outline: none;
  border-color: var(--brand);
  box-shadow: 0 0 0 3px rgba(196, 97, 47, 0.08);
}

.popular-rates {
  margin-bottom: 18px;
}

.popular-rates-label {
  font-size: 0.88rem;
  font-weight: 500;
  color: var(--muted);
  margin-bottom: 10px;
  display: block;
}

.rate-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.rate-chip {
  font-family: var(--sans);
  font-size: 0.85rem;
  font-weight: 500;
  color: var(--brand);
  background: var(--surface-2);
  border: 1px solid var(--border);
  border-radius: 999px;
  padding: 8px 16px;
  cursor: pointer;
  transition: all var(--transition);
}

.rate-chip:hover {
  background: var(--tint);
  border-color: var(--brand);
  transform: translateY(-1px);
}

.deposit-result {
  background: var(--tint);
  border-radius: 12px;
  padding: 22px;
}

.compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
  margin-bottom: 18px;
}

.compare-item {
  display: flex;
  flex-direction: column;
  gap: 5px;
}

.compare-label {
  font-size: 0.84rem;
  font-weight: 500;
  color: var(--muted);
}

.compare-value {
  font-size: 1.24rem;
  font-weight: 600;
  color: var(--text);
}

.compare-value.highlight {
  color: var(--brand);
}

.verdict {
  font-size: 0.98rem;
  font-weight: 400;
  color: var(--text);
  text-align: center;
  padding: 14px;
  background: var(--surface-2);
  border-radius: 10px;
  border: 1px solid var(--border);
}

.verdict-win { background: #f0fdf4; border-color: #86efac; color: #15803d; }
.verdict-lose { background: #fef2f2; border-color: #fca5a5; color: #991b1b; }
.verdict-even { background: #fefce8; border-color: #fde047; color: #854d0e; }

.rates-section {
  padding: 80px 0;
}

.rates-head {
  text-align: center;
  max-width: 700px;
  margin: 0 auto 40px;
}

.rates-table-wrap {
  max-width: 900px;
  margin: 0 auto;
  overflow-x: auto;
}

.rates-table {
  width: 100%;
  border-collapse: collapse;
  background: var(--surface-2);
  border-radius: 16px;
  overflow: hidden;
  box-shadow: 0 4px 16px rgba(31, 36, 33, 0.06);
  border: 1px solid var(--border);
}

.rates-table thead {
  background: var(--tint);
}

.rates-table th {
  text-align: left;
  padding: 16px 20px;
  font-weight: 500;
  font-size: 0.92rem;
  color: var(--text);
  text-transform: uppercase;
  letter-spacing: 0.03em;
  border-bottom: 1px solid var(--border);
}

.rates-table td {
  padding: 14px 20px;
  font-size: 0.96rem;
  border-bottom: 1px solid var(--border);
}

.rates-table tbody tr:last-child td {
  border-bottom: none;
}

.rates-table tbody tr:hover {
  background: var(--surface);
}

.rates-note {
  max-width: 900px;
  margin: 20px auto 0;
  font-size: 0.88rem;
  color: var(--muted);
  text-align: center;
}

.methodology-section {
  padding: 88px 0;
  background: var(--surface);
}

.methodology-content {
  max-width: 1120px;
  margin: 0 auto;
}

.methodology-content h2 {
  text-align: center;
  margin-bottom: 20px;
}

.methodology-lead {
  text-align: center;
  font-size: 1.08rem;
  color: var(--muted);
  max-width: 680px;
  margin: 0 auto 56px;
}

.method-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 28px;
  margin-bottom: 56px;
}

.method-card {
  background: var(--surface-2);
  border-radius: 18px;
  padding: 32px;
  border: 1px solid var(--border);
  box-shadow: 0 2px 10px rgba(31, 36, 33, 0.04);
  transition: all var(--transition);
}

.method-card:hover {
  transform: translateY(-3px);
  box-shadow: 0 12px 28px rgba(31, 36, 33, 0.08);
}

.method-icon {
  width: 48px;
  height: 48px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--tint);
  border-radius: 12px;
  color: var(--brand);
  margin-bottom: 18px;
}

.method-card h3 {
  font-size: 1.2rem;
  margin-bottom: 12px;
}

.method-card p {
  font-size: 0.94rem;
  color: var(--muted);
  margin: 0;
}

.disclaimer {
  background: var(--charcoal);
  color: var(--surface);
  border-radius: 18px;
  padding: 32px;
  display: flex;
  gap: 20px;
}

.disclaimer-icon {
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  color: var(--accent);
}

.disclaimer-content h4 {
  color: var(--surface);
  margin-bottom: 12px;
}

.disclaimer-content p {
  color: rgba(251, 249, 245, 0.82);
  font-size: 0.94rem;
  line-height: 1.65;
  margin: 0;
}

.site-footer {
  background: var(--charcoal);
  color: var(--surface);
  padding: 72px 0 28px;
}

.footer-content {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr;
  gap: 48px;
  margin-bottom: 32px;
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 11px;
  font-family: var(--serif);
  font-size: 1.2rem;
  color: var(--surface);
  margin-bottom: 14px;
}

.footer-desc {
  color: rgba(251, 249, 245, 0.72);
  font-size: 0.94rem;
  max-width: 380px;
}

.footer-col h4 {
  color: var(--surface);
  font-family: var(--sans);
  font-size: 1rem;
  font-weight: 500;
  margin-bottom: 14px;
}

.footer-links {
  list-style: none;
}

.footer-links li {
  margin-bottom: 9px;
}

.footer-links a {
  color: rgba(251, 249, 245, 0.72);
  font-size: 0.94rem;
  transition: color var(--transition);
}

.footer-links a:hover {
  color: var(--surface);
}

.footer-bottom {
  border-top: 1px solid rgba(231, 225, 215, 0.2);
  padding-top: 20px;
  text-align: center;
}

.footer-bottom p {
  color: rgba(251, 249, 245, 0.6);
  font-size: 0.84rem;
  margin: 0;
  line-height: 1.5;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  margin: -1px;
  padding: 0;
  overflow: hidden;
  clip: rect(0,0,0,0);
  border: 0;
}

@media (max-width: 900px) {
  .hero-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }
  .hero-visual { order: -1; }
  .main-nav { display: none; }
  .footer-content {
    grid-template-columns: 1fr;
    gap: 32px;
  }
  .method-grid {
    grid-template-columns: 1fr;
  }
  .compare-input-group {
    grid-template-columns: 1fr;
  }
  .disclaimer {
    flex-direction: column;
    gap: 16px;
  }
  .calc-form, .results-panel {
    padding: 28px;
  }
  .compare-grid {
    grid-template-columns: 1fr;
  }
  .form-grid-2 {
    grid-template-columns: 1fr;
  }
}

[hidden] {
  display: none !important;
}

/* --- Недостающие дизайн-токены (значения из theme.css платформы) --- */
:root{
  --font-sans: "Segoe UI", system-ui, -apple-system, "Inter", Roboto, "Helvetica Neue", Arial, sans-serif;
  --font-size-base: var(--step-0, clamp(1rem, .96rem + .2vw, 1.125rem));
  --line-height: 1.6;
}